Don't Wait For Your Money. Get Your Cash Today!

Are you receiving monthly payments from a seller-carryback mortgage?

Would you like to have a lump sum of cash instead?

We pay top dollar for mortgages.

Complete the form below for a free quote. If you prefer, call me or send an email!

Donna Bauer

Office: (513) 851- 9240

Email: info@thenotebuyer.com

The Original NoteBuyer® LLC
10999 Reed Hartman Hwy, Suite 108A
Cincinnati, OH 45242

For your free, no obligation quote, submit your information here, and we’ll get right back to you and let you know exactly how much cash we can give you today for your note and mortgage. You can also send an email to info@thenotebuyer.com.

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NOTE BUYERS AVAILABLE

We pay top-dollar for mortgages nationwide. We can purchase your note quickly, providing you with immediate liquidity. Perhaps you want cash to re-invest, pay off debt, meet family needs, or treat yourself to a much-deserved vacation.

OWNER-FINANCED NOTE SPECIALISTS

CALL TODAY and we’ll give you a FREE Amortization Schedule for your note. We look forward to hearing from you and helping you convert your note into CASH!

ALL KINDS OF PROPERTIES

Do you know someone who is receiving payments on an owner-financed note?

We pay referral fees for new business!

A Note Buyer You Can Trust

Donna Bauer, nationally known as The Original NoteBuyer, is one of the country’s most recognized authorities on Discounted Notes, Seller Financing, and Foreclosures

Donna is the recipient of the 2012 Jon Richard’s Educator of the Year Award for “Excellence in Note Buying Education and Training.” She also received the coveted 2014 Noteworthy Industry Achievement Award for “Many years of sharing expertise in the note buying industry with all who ask.”

“Donna gave me cash for my note within 30 days of submitting the paperwork. My family was able to take advantage of a great opportunity for our future.”

Erin Example

Happy Seller

“I’ve sold several notes to Donna and look forward to continuing our business relationship. She’s a win-win-win kind of person.”

Carla Case

Experienced Seller

How It Works

The Process is Fast and Easy because we do all of the work.

We can usually have CASH to you in 30 days or less.

  1. Simply provide us with the basic information about the property and note.
  2. We’ll get back to you within 24 hours and let you know exactly how much cash we can give you for the note.
  3. If you want to proceed, just send us a copy of the note, and we’ll put together a simple letter of agreement.
  4. You return the signed agreement along with a copy of the closing statement for the sale of the property and proof of pay history.  (copies of checks, post-marked envelopes, bank statements showing deposits, etc.)-
  5. That’s when we spring into action to buy your payments.  We’ll order title work, appraisal, and credit report on the borrower—all at our expense!
  6. Once we verify all of the details, we’ll set up a closing at a local title company where you can go to take care of the paperwork.  The title company will then wire your funds to you.

No Hidden Fees

It doesn’t cost you anything to sell your note. We cover all of the costs. You will receive a wire for the amount that we quote to you.

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Free NOTE Appraisals

There is no cost or obligation to get a quote. Just call us or complete the online form and we’ll give you an exact quote of how much cash we will give you for your note.

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late payments?

Each note is considered on a case by case basis. We may be able to still purchase the note depending on the other factors.

Frequently Asked Questions

These are my answers to the most commonly asked questions about selling your note. Please send me an email if you have any further questions! info@thenotebuyer.com

Will it cost me anything to get a quote?

There is no cost or obligation to get a quote. Just call us or complete the online form and we’ll give you an exact quote of how much cash we will give you for your note.

Will it cost me anything to sell my note to you?
No, we cover all of the costs. You will receive a wire for the amount that we quote to you.
How long will it take to get my cash?
Typically we close within 3-4 weeks, but we ask you to allow 45 days in case of any unforeseen title or foreclosure issues that need to be resolved.
How does the purchase process work?
If you like our quote, we’ll prepare a simple agreement confirming the details. We will gather information from you, order title work and an appraisal, and we may get a credit report on the payor. Once we verify all of the details, we’ll schedule the closing.
Where will the closing take place?
We typically close at a title company or attorney’s office in the county where the property is located. If you already have a title policy, we will close at the same title company or attorney’s office who issued the policy.
What documents do I need to give you?
If you accept our offer, in order to prepare the note purchase agreement, we will need to have a copy of the note, mortgage or deed of trust, and settlement statement from when you sold the property.   (You’ll need to bring the original note and your driver’s license to the closing.)

We will also need proof of on-time pay history, typically copies of the checks or post-marked enveloped. If those are unavailable, we can sometimes use your bank statements showing the deposits made each month.

It will speed up the process if you also give us any previous appraisal or title work that you may have.

Prior to closing, we will call the homeowner’s insurance agent to have our name added to the property insurance as a mortgagee insured.

Are you going to contact the payor on the note?
We only contact the payor after you have signed our note purchase agreement and made the decision to proceed with the sale.
Can you still buy my note if payments have been late?
Each note is considered on a case by case basis. We may be able to still purchase the note depending on the other factors.
What if the property taxes are delinquent?
We generally do not buy a note if the property taxes are delinquent because the note would technically be in default. As the seller of the note, we do not allow you to pay the delinquent taxes out of your proceeds from the sale of the note.
Does my spouse have to sign the Note Purchase Agreement?
If the note is payable to both you and your spouse, both you and your spouse will need to sign the agreement.
Do you buy land contracts?

Yes, we buy land contracts. In some cases, we may want to help you convert the contract to a mortgage or deed of trust prior to our purchase.

Do you buy notes secured by mobile homes?
Yes, we can buy the note if the mobile home has been permanently affixed to the ground and is now considered real estate.
Do you buy notes secured by commercial properties?
Yes, we buy notes secured by owner-occupied homes, rental homes, commercial properties and land.
Will you buy a new note?
We prefer to have at least three months of seasoning, that is, that the payor has made at least three payments. The longer the seasoning, the more that we can pay for the note. Ideally, we like to see twelve months of payments, but it is not required.

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